Run Your Savings Group Seamlessly

Yes! Every member gets their own personalized app. They can see their contribution history, upcoming payment schedules, group balances, and transaction records. It's completely transparent - everyone sees the same numbers, but from their own account.

We have safeguards in place. Members can set up automatic contributions, and everyone gets reminders. We track payment history, which affects credit scores. Most importantly, you create circles with people you trust - just like traditional stokvels. Late payments are visible to all members for accountability.

Absolutely! You can join or create multiple circles - one for family, one for friends, one for your church, etc. Manage all your groups from a single app. Each group has its own contribution schedule, rotation, and members.

Yes. We use bank-level encryption to protect your money and data. Your funds are held in regulated financial institutions. Every transaction is tracked and transparent. Plus, we're fully compliant with financial regulations in the countries we operate.

Creating and managing savings circles is completely free. When members need to send money (contributions or transfers), we charge less than 1% - far less than Western Union (5-10%). No hidden fees, no monthly charges, no surprises.

Yes! Members can send contributions from anywhere or transfer money home to family. Our fees are under 1%, and transfers are instant. Perfect for diaspora members who want to participate in their community's savings group while living abroad.

Your savings history becomes your credit score. The more you contribute and the longer you participate, the better your credit rating. Active members can access fair loans based on their contribution records - no collateral required. Your community savings literally builds your financial future.

We currently operate in 15+ African countries including South Africa, Nigeria, Kenya, Ghana, Uganda, Tanzania, Zimbabwe, and more. We're expanding rapidly. Join the waitlist to be notified when we launch in your country.

Banks are built for individuals - Sociale is built for communities. We give every member their own app, track contributions automatically, and enable transparent group management. Plus, we offer fair credit based on savings history (not collateral), and money transfers cost under 1%. Your savings circle becomes your support system AND your path to financial growth.